Retirement Income Planning Strategies in Germantown, Maryland
Retirement Planning strategies and options for residents living in Maryland, D.C. and Virginia
Retirement Income Planning
There are many different options you can choose. You can choose an Employer Sponsored plan but are you really going to work for One employer for your whole career? Things are not like they used to be. There are very few that actually can draw a Pension when they retire. You can even use one of the large Investment firms to open an IRA, or Roth, but do you really understand Mutual Funds, ETF’s and Daily Market Averages. If we all really understood all of these things, then I guess we would all be Day Traders and not really have to worry about money in the future.
Most likely you already have an account with a Large Investment Firm with fancy color coded graph charts that give you a number you expect to have in the future. If you do, then keep a real close eye on your investments and good luck.
We at Comrade Financial Group like to keep things simple. We are going to tell you to SAVE more than you spend. That is FREE advice. We are going to tell you to invest in only products that you understand. That is also FREE advice. Some of us like to save and save more than what the Government wants or allows us to. Did you ever wonder why they set limits on contributions? I personally think they did that to make all of us work longer, thus pay taxes longer. That is just my opinion.
To keep things even more simpler, Comrade Financial Group is only going to offer you two ways to help you achieve your goals for Retirement. Yes only two. It’s just that simple.
The first way Comrade Financial Group can help you is to educate you about the wonderful Indexed Universal Life Insurance Policy. The second way is to educate you about the wonderful world of Annuities.
Click on this link to learn about the wonderful Indexed Universal Life Insurance policy.
Click on this link to learn about the wonderful world of Annuities.
Also there is always buying a safe and hoarding cash or precious metal. I think the best way is just to start and read this great publication Taking the Mystery out of Retirement!
If you are close to or approaching Retirement faster than you think we still can help with either an IRA Rollover or 401(k) Rollover to an immediate annuity to help generate an income stream to supplement social security income. Be sure to get our free Social Security report on how to maximize your benefits. When thinking about retirement income, you need to understand that there will need to be some lifestyle changes as well to make your retirement dollars last. We all think we have enough money and many realize the harsh reality that they will never have the time to save enough. There are alternatives that still protect your money while paying you a decent return and is protected from the downside of market fluctuations.
Retirement Planning is different for each client as each clients needs and wants a different result. There is no secret to Retirement planning and no one investment style that will guarantee you will have enough money that will last you the rest of your life. However, we feel annuities are one of the safest investments to grow your investment while providing an income stream that you cannot outlive. We look forward to working with you to understand all of your options, not just what someone else said. Contact us and we would be happy to help.