2014 Federal Poverty Level Chart
/in Affordable Care Act, Affordable Health Care, Affordable Health Insurance, blog, Blog, Comrade Financial Group, Customer Service, Instant Quote, Insurance Agent, Maryland Health Insurance /by Jack Fleming2013 Health Insurance Subsidy Income Guidelines
/in Affordable Care Act, Affordable Health Care, Affordable Health Insurance, Blog, Comrade Financial Group, DC Group Health, DC Health Insurance, Essential Health Benefits, Family Insurance, Free Quote, Individual Heath Insurance MD DC VA, Instant Quote, Insurance Agent /by Jack FlemingHealth Insurance Subsidy Income Guidelines
Comrade Financial Group has helped many individuals and families in the Maryland, Washington D.C. and Virginia are obtain Health Insurance with and without subsidies. It is important to remember that this subsidy is an advanced tax credit to help with the monthly premium and not a gift. The amount of help depends on your tax filing status and MAGI which is Modified Gross Adjusted Income. See the chart below for income guidelines to see if you fall into the Federal FPL guidelines.
Each year when you complete your tax return, your income is calculated and if you have had insurance for more than 9 months you will not have to pay the ACA penalty. If you have not, there are penalties that increase for the next 3 years, unless the ACA gets repealed. Based on that income your subsidy could increase or decrease. For more information please call us.
Thank you
Jack Fleming – Insurance Broker
About our Insurance Agency
/in 401K Rollover, Affordable Health Care, Affordable Health Insurance, Annuity Income Rider, Blog, Comrade Financial Group, Customer Service, DC Annuity, DC Group Health, DC Health Insurance, DC Income Annuity, DC Life Insurance, Dental Insurance, Disability Insurance, Family Insurance, Final Expense Insurance, Fixed Annuity, Free Quote, Home Owners Insurance, Indexed Universal Life Insurance, Individual Heath Insurance MD DC VA, Instant Quote, Insurance Agent, Maryland Annuity, Maryland Group Health, Maryland Health Insurance, Maryland Income Annuity, Maryland Life Insurance, Safe Money, Saving Money, Self Employed Insurance, Virginia Annuity, Virginia Group Health, Virginia Health Insurance, Virginia Income Annuity, Virginia Life Insurance, Whole Life Insurance /by Jack FlemingWe put together a quick video telling the world a little bit about why we started, what we do and why we do it. Enjoy and share with your friends. Thanks
LIFE INSURANCE OWNERSHIP is at 50 Year LOW!
/in Affordable Health Insurance, Blog, Comrade Financial Group, Customer Service, DC Life Insurance, Family Insurance, Instant Quote, Maryland Life Insurance, Virginia Life Insurance /by Jack FlemingGreat article linked above but truthfully there are some
disturbing facts that are really shocking to me. I deal with
customers every day and the biggest reason why families
dont have quite enough Life Insurance is mainly due finances.
Insurance Brokers are your best bet as far as I am concerned.
They have the freedom and ability to match you with a
product to fit your budget! I don’t have to tell you about what
a premature passing of the sole breadwinner will do, since this
is America and we all need two incomes to supports our lifestyles.
Maybe we only care about ourselves these days. Who cares if JR
will have college paid for. Who cares if MOM will have to go back
to work. Well I care and if you do to, then stop by
Comrade Financial Group and I would be very pleased to help you.
Jack Fleming – Insurance Broker
Insurance and The Internet
/in 401K Rollover, Affordable Health Insurance, Blog, Comrade Financial Group, Customer Service, Instant Quote, Insurance Agent, Insurance Renewals, Internet Insurance, Saving Money /by Jack FlemingWe all have had changes in the way we purchase
Services over the years. I came up old school were
you had to drive to an Insurance Office, wait your
turn and then speak to an Agent about what you
actually needed. You were provided some quotes
and you were glued to your chair and sometimes
were too shy to ask for a discount. Well, times
have changed and there is a world of information
out there on the Internet all about every single type
of Insurance you could ever need.
It is almost Information overload. Luckily for most
people they have an Agent that helps them, but trends
are changing and more and more Insurance is
being purchased over the Internet without even
speaking to an Agent. That is okay for the most
part but to really understand what you are
actually purchasing, it really comes down to
you and how educated you are. So read, surf,
ask questions in forums and talk to your parents,
but beware if your mom or dad still have a VCR
then you might want to act like your listening and
then do your own thing. We all need Insurance,
and we all feel relieved knowing we are covered
when Life throws us a curve ball. Hopefully not
to many.
Jack Fleming Insurance Broker
Individual vs. Group Health Plans
/in 401K Rollover, Affordable Health Care, Affordable Health Insurance, Auto Insurance, Customer Service, DC Annuity, DC Group Health, DC Health Insurance, DC Life Insurance, Dental Insurance, Disability Insurance, Family Insurance, Final Expense Insurance, Fixed Annuity, Free Quote, Individual Heath Insurance MD DC VA, Instant Quote, Insurance Agent, Internet Insurance, Long Term Care, Maryland Annuity, Maryland Group Health, Maryland Health Insurance, Maryland Life Insurance, Self Employed Insurance, Term Life Insurance, Virginia Group Health, Virginia Health Insurance, Virginia Life Insurance, Whole Life Insurance /by Jack FlemingIndividual vs. Group Health Plans